Flood Certification

 

 

SouthCoast Title's  flood service allows you to request a flood

certification online, tapping the databases of the top flood

providers in the industry, thereby increasing the probability of receiving an instantaneous determination. SouthCoast also offers the choice of several top flood companies including Fidelity, Stewart, CBC, Nationwide Total Flood & First American. In areas where an instantaneous determination is not obtained, a team of professional flood map researchers hand maps the determination down to the structure to ensure compliance.

 

        SouthCoast utilizes state-of-the-art information technology and propriety processes to provide lenders with the best certification services available utilizing our patent-pending “cascading” flood determinations. In addition, SouthCoast incorporates stringent quality control procedures and superior customer service to maximum customer satisfaction.

     

      Life-of-Loan Tracking - To keep up with flood map revisions, SouthCoast offers  Life-of-  Loan tracking. Life-of-Loan service monitors all determinations for FEMA flood map revisions   that can affect the insurance requirements over the duration of the loan.  Coverage   is   transferable when the loan is sold to another lender or servicer- at the click of   a   button within the SouthCoast Title  site.

 

               

 

SouthCoast Title's  Flood Certification Services Feature:

 

  • Patent-Pending “Cascading” Flood Technology

  • Multiple Vendor Options

  • 91% Instantaneous “Hit” Rate

  • Life-of-Loan Tracking with Transferable Coverage

  • HMDA Information provided at no charge

  • A Mminimum of $5 Million Errors and Omissions Insurance

 

 

 

Additional Services

 

Flood Certification

Automated Valuation Models (AVM)

Appraisals

Gap Valuations & BPO's

Title & Property Reports

Lien - Alternative Title

Credit Reports

Closing & Recording

Document Preparation